Banking, Relationship and Harpreet

Being in banking helps me, make other people understand relationships so easily.

In a bank account, you open the account, deposit money, use it. Pay maintenance fees or monthly fees unless you have unlimited account with a certain deposit in it. Then comes overdraft. If you use it you pay charges for pay per use unless you have monthly fee option. Even then there is interest that you pay upon using it.
Nothing comes free.

Here ... Let me explain this in relationships

You start a relationship, add respect, love, effort,
Taking care, talking, listening, understanding, paying attention.
These are deposits you make and keep on making if you want to stay in relationship. AKA use the account.
Now, If you got the account, you have never made any deposits but you have always been withdrawing by giving 'i owe you' slips. This bank might be new and for you she might be stupid but it will catch up pretty soon.
You have to pay all that or the account will be closed.
When I say you have to pay all that back log, the negative balance, I mean exactly what you are reading. When you have so much owing to so then minimum payment is no longer enough. You have to make lump sum payments and bring your account to positive. You might think you are too smart for system by just running away from institution by thinking this way you don't have to pay but it will hurt ya. It will hurt your credit score.
It is a sticky situation then.
It is much easier to keep on making regular deposits. Don't use over draft, ever.

I think you got the point. If you haven't been keeping up with your bank account, have some dignity and close it. I mean, if you aren't putting anything in the relationship, be wise enough to walk out. If you want to work on it, then work on it. There are no in-betweens. Relationship aren't grey areas. It's black and white. Either you are in it or you are not.
Just by saying you love someone doesn't prove anything. It's your actions that matter.
Prove it with actions. Same way just by saying that you will make a deposit won't bring your bank account to positive.
You have to make the deposits.
Enough said. Do it.

P.S. - Don't blame the bank in all this. If you want to, go ahead. It won't solve anything.
You know what to do.
So, do it.